Who are the smartest people in the world that we all look up to? I'm genuinely curious.

Also, I feel for you. I'm pretty sure that many could have made a lot of wealth if they bought Bitcoin when they first heard about it. I could have gotten in at under $300.

It seems (to me) that you haven't learned the lesson that you are preaching. You still have opinion and bias that is keeping you from embracing cryptocurrency. In the final paragraph you state, "No matter how crazy the idea seems at the time, look into it further." Perhaps you would be buying Bitcoin or Ethereum today if you looked into it further.

Maybe you have a sum of money that isn't important to you and you can put it in Bitcoin or Ethereum?