These are really great insights, Bran-done. I'm glad you avoided the lending platform trap as that scheme resulted in extensive pain and misery.

I think being Bitcoin-heavy right now makes sense. I see pumps in coins like SOL and Aptos and it's tempting to chase the gains, but I'm riding Bitcoin for now until the market shows signs of strength.

You raise an interesting point about the security issue. I don't know much of the legality in terms of securities but I do agree that most crypto projects aren't decentralized enough. If the founding team and VCs own 40% of the supply, they will control much of the votes anyways.

Thank you for reading and sharing!