Thanks for identifying what most of us are feeling and experiencing. Everything you mention is why I’m opting out of the system by accumulating Bitcoin. If we spent 1/4 of the time looking for solutions rather than symptoms, we can make more progress. It’s easy to blame the rich and say the game is rigged. What does this solve?
Now that you’ve identified the problem, I’d encourage you to take a closer look at how Bitcoin can benefit you and your family. It’s more constructive than the woe is me approach too many people take.