Mary, most of us are all in a similar boat as you. Working harder doesn’t seem to solve the problem. I’d encourage you to look at or learn more about how Bitcoin works. It’s frustrating because a lot of the people who Bitcoin can help the most aren’t willing to learn about it or embrace it.
Saving fiat money is a fool’s errand. Unfortunately, if you’re already buried in debt like your parents it’s harder to create a plan bc they are trapped in the debt cycle. But if you are still breaking even, Bitcoin may be a great way to help you thrive. At the very least, it can give you hope and a feeling you are taking action instead of begging these corporations that are ripping you off for help.
There’s plenty of free Bitcoin content online. I’d encourage you to consider why many of the richest and financially savviest people on earth are growing their bitcoin hordes.