Great article! It's a matter of time before 40 and 50 year mortgages become the norm. And people will accept it as a phenomenal opportunity. So we will become serfs to the banks rather than the landlord.

It's a catch-22 that, as you state in the article, is exacerbated by horrendous fiscal and monetary policy.

At this point what do we do? In most of the country, home ownership is out of reach for most people. The media and government is controlled by the elite. They print the articles like the one that you referenced.

I am hoping that through decentralization, people will have more options for partial ownership so that at the very least they have skin in the game. We will see.