Apanychev, thank you for your comments. It's good to know that I am not alone in the murky waters of yield farming! Most people that I know would have no idea what I am talking about if I said names like Polyyield or Krill or even bigger farms like Pancake.
I think you raise a good point about the inexperienced teams. You have these Devs and they want to take part in the money grab. Perhaps, their intentions were positive in the beginning, but they never had an endgame strategy.
As far as the stablecoins based on algorithms, I'm going to try to stay away from those moving forward. I am in Ramp and that seems to be ok. But it does have some pretty big backers. The Iron/Titan debacle really wrecked a lot of people.